Abstract

GONZALEZ NUNEZ, José Carlos  and  GARCIA DE ALBA CARRILLO, Humberto. An econometric analysis of savings and formal insurance in urban and rural population in Mexico. Revista de coyuntura y perspectivas [online]. 2016, vol.1, n.3, pp. 73-111. ISSN 2415-0622.

Savings and insurance are important variables so that families can protect themselves against periods of uncertainty. The development of policies to increase savings and formal insurance should take into account the differences between the rural and urban population, because although these populations have similarities as the importance of income in determining the formal savings, also face realities very different, as the forms that the same savings, transaction costs they face, the kind of goods or events that require secure. Determine which variables influence the savings and insurance are in a different location and can help develop more accurate and have greater impact policies.

Keywords : saving; insure y Econometric Modeling.